Profile Details

Create Project

★★★★★

☆☆☆☆☆

USD 30 /hr

★★★★★

☆☆☆☆☆

Hire Zainab K.

Pakistan

USD 30 /hr

Research Analyst | Financial & Social Data Analyst |SmartPLS, SPSS, Python

Profile Summary

Multidisciplinary and impact-driven Researcher with over 5 years of academic and professional experience at the intersection of Islamic Finance, digital innovation, and economic development. Backed by a strong foundation in finance and management, I specialize in designing and executing research that informs digital policy, financial inclusion, and FinTech adoption in emerging markets. My work is grounded in rigorous data analysis and critical inquiry. I employ both qualitative and quantitative techniques—ranging from SmartPLS modeling and regression analysis to survey design and data storytelling. Whether analyzing national financial data at the State Bank of Pakistan or exploring user religiosity in FinTech acceptance for peer-reviewed publications, I approach every project with a focus on clarity, ethical integrity, and practical relevance. I’ve presented at international conferences, published in reputed journals, and collaborated with academia, government, and the private sector. My expertise lies in translating financial and social data into insights that drive sustainable digital transformation.

Subject Matter Expertise

• ☆ Data Analysis
• ☆ Python
• ☆ SPSS
• ☆ Financial Technology
• ☆ Business Finance
• ☆ Business Operations
• ☆ Business Education
• ☆ International Business
• ☆ Small Business
• ☆ Data-Driven Decision Making
• ☆ Customer Service
• ☆ Entrepreneurship
• ☆ Consumer Behavior & Theory
• ☆ Environmental Economics
• ☆ Behavioural Economics
• ☆ Branding
• ☆ Marketing Strategy
• ☆ Digital Marketing
• ☆ Business Intelligence
• ☆ Nonprofit Organization Administration
• ☆ Innovation Management
• ☆ Crisis Management & Emergency Preparedness
• ☆ Risk Management
• ☆ Banking

Services

• Writing
• Research
• Consulting
• Data & AI

Writing Business & Legal Writing, Copywriting

Research Market Research, User Research, Gap Analysis

Consulting Business Strategy Consulting, Digital Strategy Consulting

Data & AI Statistical Analysis, Image Processing, Data Visualization, Big Data Analytics, Data Mining, Data Cleaning, Data Processing, Data Insights

Work Experience

Advanced Research Assistant

Iqra University

February 2022 - Present

Senior Accountant

Albaraka Bank of Pakistan LTD

August 2018 - September 2021

Education

Mphil (Business Administration)

Iqra University

2021 - 2023

MPhil in Business Administration

Iqra University, Karachi.

February 2020 - June 2022

Certifications

• Financial Regulation in Emerging Markets and the Rise of Fintech Companies

  coursera

  https://www.coursera.org/account/accomplishments/verify/8EW9VSQAA1NZ?utm_source=link&utm_medium=certificate&utm_content=cert_image&utm_campaign=sharing_cta&utm_product=course

  February 2025 - Present

Publications

JOURNAL ARTICLE

Khan, Z., Aslam, A., Ahmed S. (2025). Financial Innovation Characteristics and Islamic Banking Performance of Pakistan with the Effect of Risk Management. ASES Journal of Economy, 3, 250-265. https://doi.org/10.5281/zenodo.15714860 .

Khan, Z. (2024). Affecting the acceptance of Islamic fintech: A role of religiosity. COMSATS Journal of Islamic Finance, 2, 73-102. DOI: 10.26652/cjif.9202425 .